Tracey was born and raised in Panama City, Florida. She became an Alabama resident in 1990 and graduated 2001 from Troy State University, Dothan, AL. Tracey obtained her CPA License in 2003. Prior to becoming a CPA, Tracey had 15 years of experience as a legal assistant. Tracey's practice areas include industry and public accounting, with over 16 years of experience.

Tracey is married to Kenneth Habron. Tracey and Kenneth have two children, Perry and Krista.